• This is an underwritten transaction in which a business sells its receivables at a discount in exchange for cash today.
  • The cash allows the entity to smooth out cash flows / improve liquidity often caused by the time delay from service delivery to invoice payment.
  • Our QwickFactor® Program can approve a transaction in as little as 72 Hours

Key Terms

  • Client sells receivables at a discount fee
  • IHC advances the client an percentage of the invoice value immediately
  • The remaining funds – less the discount fee – are forwarded to the client
  • The transaction is subject to due diligence / underwriting:
    • Client historical delivery performance
    • Client financial review
    • Debtor financial strength